# Finance Calculator - Calculatorall.com

Finance Calculator is often needed for performing different types of financial computations. Our finance calculator allows you to calculate some of the common measures used in finance such as Future Value, Interest Rate, Annuity Payment, start principal and Number of periods if the values of all other parameters are available. The Finance Calculator basically revolves around Time Value of Money which is a basic Finance concept. Letâ€™s try to learn a bit about this concept.

#### FV Calculator

 N of Periods Start Principal I/Y (Interest) % PMT (Annuity Payment) PMT made at the beginning end of each compound period

#### N of periods Calculator

 FV (Future Value) Start Principal I/Y (Interest) % PMT (Annuity Payment) PMT made at the beginning end of each compound period

#### PMT Calculator

 FV (Future Value) N of Periods I/Y (Interest) % PMT made at the beginning end of each compound period

#### Start Principle Calculator

 FV (Future Value) Periods I/Y (Interest) % PMT (Annuity Payment) PMT made at the beginning end of each compound period

#### Rate of intrest Calculator

 FV (Future Value) N of Periods Start Principal PMT (Annuity Payment) PMT made at the beginning end of each compound period

Time Value of Money

For instance, if somebody borrows \$500 from you then what would be your preference? Would you like to get it back in a single payment or in installments spreading over an entire year? Obviously, it doesn't feel to good if you have to wait for getting your full payment.

So, economists often use this concept of "time value of money" according to which you'd like to have all the money back immediately as you can deploy it for various uses right away. It says that a dollar that you have in hand is worth a lot more than what is promised to be there at some time in future.

The interest payments are built around this concept as well. Savings accounts can be a really good example of this. You get small dividends if you decide to leave your money with your bank and it is actually the price that financial institution bears for having your money for a certain amount of time. And, that's exactly why banks are ready to pay more should you decide to keep your money with them for a longer duration of time.

Our Finance Calculator follows this concept exactly in calculation of everything be it Future Value (FV), Annuity Payment (PMT), number of periods (N) or interest rate (I/Y).